Personal Insurance
YOUR INSURANCE NEEDS ARE AS INDIVIDUAL AS YOU ARE
We provide our clients with annual risk assessments and stay apprised of your changing needs. In the months prior to your renewal, we automatically update your risk profile, making sure you receive any available discounts, and obtain the best coverage for your insurance dollar.
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Talk to us about insuring your life and everything connected to it. Let us do a free risk assessment on your current coverage and recommend optimal coverage for your current needs and budget.
Coverages Available
Homeowner's Insurance* / Windstorm
Homeowner’s coverage doesn’t have to be difficult to understand. A basic Homeowners Insurance Policy will cover the following:
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The structure of your home
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Replacement costs
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Personal possessions (up to a set limit)
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Living expenses in case of a disaster
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Liability
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*Renters Insurance also available for non-structure losses and expenses, including liability.
You can also add supplemental policies such as:
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Valuable Articles/Floater policies
(i.e. Jewelry, fine art, antiques)
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Flood
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Domestic Workers
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Private aircraft
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Umbrella policies (additional liability)
Auto Insurance
The insurance protection you need when you’re on the move:
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Auto Insurance – Get the right insurance coverage for your car, truck, van or
other vehicles.
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Motorcycle Insurance – Ride safe and insure your motorcycle.
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ATV and Motorsport Insurance – Insurance policies that cover all your toys.
Recreational Vehicle/Vessel
Insurance
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Classic Car Insurance – Your classic car is an icon. Insure it well.
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RV and Mobile Home Insurance – Home insurance for your home-on-the-road.
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Boat and Watercraft Insurance – Insurance coverage for the captain of the ship.
Life Insurance
Life insurance is a crucial step in planning for your future and the future of your loved ones.
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Term Life Insurance provides life insurance protection for a specified period of time. Term life is sometimes convertible to permanent coverage, providing you with flexibility as your needs change.
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Whole Life Insurance is a form of permanent life insurance that remains in force for your entire lifetime, provided premiums are paid as specified in the policy.
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Mortgage Life insurance is designed to protect your home by satisfying your mortgage obligation upon your death. With Mortgage Protection insurance, there may be additional benefits for conditions of disability or job loss.
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Universal Life Insurance is a form of permanent life insurance characterized by its flexible premiums, face amounts and unbundled pricing structure. The savings element, premiums and death benefit can be reviewed and altered as a policyholder’s circumstances change.
Health / Dental and Medicare Supplement Insurance
We offer:
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Medicare Enrollment
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Health Plans - Obamacare
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Temporary Health Plans
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Dental
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Vision
We also offer:
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Supplemental Insurance Plans
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Hospital Indemnity
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Accident
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Disability
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Cancer
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Critical Illness
